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Terms of Service

Last updated: 14 March 2025

Please read these Terms carefully. By accessing or using the Gosdebter website (gosdebter.com), you agree to be bound by these Terms of Service. If you do not agree with any part of these Terms, please discontinue use of the website.

1. Nature of the Service

Gosdebter (the "Website") is a free, non-commercial information portal providing publicly accessible content on global sovereign debt. All information is published for educational and informational purposes only.

Gosdebter does not offer paid services, subscriptions, consultancy, or financial products of any kind. No fee is charged for access to any content on this website, and no commercial relationship is formed between users and Gosdebter through use of the website.

2. Informational Purpose Only

All content, data, analysis, charts, tables, and text published on this website are provided strictly for informational and educational purposes. Nothing on this website constitutes, or should be interpreted as:

  • Financial advice or investment guidance
  • Legal advice
  • Economic policy recommendations
  • A solicitation or offer to buy or sell any financial instrument
  • Professional consultancy of any kind

Users should not make financial, investment, or policy decisions based solely on information found on this website. We recommend consulting qualified professionals for such decisions.

3. Accuracy of Information

We make reasonable efforts to ensure the accuracy of information published on this website and cite primary sources (IMF, World Bank, BIS, OECD, and other authoritative bodies) wherever possible. However, we make no warranty, express or implied, regarding the accuracy, completeness, timeliness, or suitability of any information on this website for any particular purpose.

Data on sovereign debt and global financial conditions changes frequently. Figures published on this website reflect the most recent available data at the time of publication and may not reflect subsequent revisions by primary sources.

Discrepancies between sources exist due to varying methodological definitions of "government debt," fiscal year differences, and currency conversion approaches. We note such limitations where possible.

4. Third-Party Sources

This website references and cites information from third-party organisations including the International Monetary Fund, World Bank, Bank for International Settlements, OECD, and others. Gosdebter has no affiliation with these organisations and makes no representation about the accuracy or completeness of their publications. Users should consult primary sources directly for authoritative data.

This website may contain links to external websites. Such links are provided for convenience only. Gosdebter does not endorse, control, or take responsibility for the content, policies, or practices of any external website.

5. Intellectual Property

The original written content, design, and structure of this website are the property of Gosdebter and are protected by applicable intellectual property laws. Data and statistics sourced from third-party institutions remain the property of their respective copyright holders.

You may share, quote, or reproduce small portions of website content for non-commercial educational or research purposes, provided you credit Gosdebter and the original data source. For broader reproduction, please contact us at info@gosdebter.com.

6. Prohibited Uses

You agree not to use this website to:

  • Misrepresent Gosdebter content as professional financial, legal, or economic advice
  • Reproduce substantial portions of this website's content for commercial purposes without permission
  • Engage in any activity that disrupts or interferes with the website's normal operation
  • Use automated tools to scrape the website at a rate that burdens our servers without prior agreement
  • Represent Gosdebter as affiliated with any government, financial institution, or commercial entity

7. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. To the fullest extent permitted by law, Gosdebter disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. Planned and unplanned maintenance periods may occur without prior notice.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Gosdebter shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with your use of, or inability to use, this website or any content therein, even if advised of the possibility of such damages.

This includes, without limitation, any loss arising from reliance on information published on this website for financial, investment, or policy purposes.

9. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes become effective upon publication on this page. The "Last updated" date at the top of this page indicates when the most recent revision was made. Continued use of the website following any changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable law. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts of the applicable jurisdiction.

11. Contact

If you have any questions about these Terms of Service, please contact us:

Email: info@gosdebter.com
Website: gosdebter.com

These Terms of Service were last reviewed and updated on 14 March 2025.

gosdebter

An independent, non-commercial information portal dedicated to transparent and accessible data on global sovereign and public debt.

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